.program-block{margin-top:160px}@media(max-width:768px){.program-block{margin-top:140px}}@media(max-width:600px){.program-block{margin-top:100px}}.program-block .program{text-align:center;margin-bottom:70px}.program-block .program h1{font-size:36px;margin-bottom:12px;font-weight:700;text-align:center}.program-block .program .subtitle{font-size:18px;color:#555;margin-bottom:36px}.program-block .program .how-title{font-size:24px;margin-bottom:24px;font-weight:600}.program-block .program .steps{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}@media(max-width:900px){.program-block .program .steps{grid-template-columns:1fr}}.program-block .program .steps .step{background:#fff;padding:24px;border-radius:14px;box-shadow:0 4px 15px rgba(0,0,0,.08);text-align:left;transition:transform .3s}.program-block .program .steps .step .icon{color:#2c7be5;margin-bottom:12px;display:inline-block}.program-block .program .steps .step h4{font-size:16px;margin-bottom:8px;color:#2c7be5;font-weight:700}.program-block .program .steps .step p{font-size:15px;line-height:1.55;color:#444}.program-block .title{text-align:center;font-size:28px;margin-bottom:32px;font-weight:700;display:block}.program-block .cards{display:grid;grid-template-columns:1fr 1fr;grid-gap:30px;gap:30px;margin-bottom:50px}@media(max-width:768px){.program-block .cards{grid-template-columns:1fr}}.program-block .cards .card{background:#fff;border-radius:16px;padding:24px 28px;box-shadow:0 4px 20px rgba(0,0,0,.05);transition:transform .3s}.program-block .cards .card .percent{font-size:32px;font-weight:800;color:#2c7be5;margin-bottom:12px;line-height:1}.program-block .cards .card .percent span{font-size:18px;font-weight:400;color:#8c8c8c}.program-block .cards .card .desc{font-size:15px;margin-bottom:16px;line-height:1.45;color:#444}.program-block .cards .card .info p{margin:6px 0;font-size:15px;line-height:1.55;color:#555}.program-block .benefits{margin-top:10px}.program-block .benefits h3{font-size:22px;margin-bottom:18px;text-align:center}.program-block .benefits ul{margin:40px auto 10px;display:grid;grid-gap:12px;gap:12px}.program-block .benefits ul li{display:grid;grid-template-columns:20px 1fr;align-items:start;grid-gap:10px;gap:10px;font-size:20px;color:#333}.program-block .benefits ul li .check{color:#16a34a;margin-top:2px}@media(max-width:768px){.program-block .benefits ul li{font-size:16px}}.program-block .faq{margin-top:50px}.program-block .faq h3{text-align:center;font-size:22px;margin-bottom:20px}.program-block .faq .faq-item{border-bottom:1px solid #e5e7eb;padding:14px 8px;cursor:pointer;transition:background .25s}.program-block .faq .faq-item:hover{background:#fafafa}.program-block .faq .faq-item .question{font-weight:600;font-size:16px;display:flex;justify-content:space-between;align-items:center}.program-block .faq .faq-item .toggle{font-size:20px;font-weight:700;color:#2c7be5;margin-left:10px}.program-block .faq .faq-item .answer{max-height:0;overflow:hidden;opacity:0;transition:all .3s ease;font-size:15px;margin-top:8px;line-height:1.55;color:#444}.program-block .faq .faq-item.open .answer{max-height:500px;opacity:1}